Credit cards have helped many college students build their credit throughout their years of schooling. As a result, CardHub reviewed over 1,000 credit cards to form a list, compiling the best credit cards for college students. The following are some of the best cards, according to CardHub:
Journey Student Rewards from Capital One
Students get 1 percent cash back on all purchases, plus a 25 percent cash-back bonus for paying the bill on time each month.
Net 1.25 percent cash back for every dollar you spend
No annual fee
BankAmericard Cash Rewards for Students
Students get 3 percent cash back on gas, 2 percent on groceries (up to $1,500 of combined net purchases in both categories), and 1 percent cash back on everything else.
Online-exclusive $100 initial rewards bonus for spending $500 in first 90 days
10 percent bonus when redeeming rewards as direct deposit to Bank of America savings or checking account
No annual fee
BankAmericard for Students
Students won’t be charged interest for the first 15 months.
No annual fee
10.99 percent to 20.99 percent regular annual percentage rate (interest rate for a whole year)
Harley-Davidson Secured Credit Card
This card is one of the only secured cards on the market that has no annual fee. Plus, users get 1 point for every dollar they spend, which can be redeemed toward Harley-Davidson gift cards
SunTrust Secured Credit Card
For students planning to charge more than $325 per month, this secured card will more than pay for its $39 annual fee. Students can get extra cash by earning 1 percent cash back on all qualifying purchases, all of the time.
2 percent cash back on gas, grocery and drug-store purchases for first 6 months.
Capital One Secured MasterCard
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This card requires a security deposit rate as low as $49 for a $200 line of credit, with a relatively small $29 annual fee.
